They allow to efficiently allocate capital thanks to the strong diversification of the portfolio—including for smaller investments. By providing the option to choose among several existing profiles, they allow to combine the opportunities available on financial markets while considering the client’s level of risk and time horizon. The goal is to outperform the benchmark by adopting an active asset management style for all profiles, with the more defensive strategies placing a special emphasis on protecting capital.
CONSERVATIVE FOCUS PLUS
Searching for stable returns
The strategy is intended for prudent investors looking for a gradual appreciation of their investment with a focus on protecting their capital. The investment is characterised by low levels of risk and volatility. The time horizon may also be short to medium term. The portfolio is largely invested in government and corporate fixed-income instruments and funds issued in the euro area. The equity exposure goes up to 15% and is implemented by taking a tactical approach in order to seize capital appreciation opportunities.
FOCUS PLUS 20
Balanced and prudent choice
The strategy is suited to investors with a medium-low risk profile looking to achieve gradual capital appreciation with limited volatility. The time horizon is medium term. The portfolio is largely invested in government and corporate fixed-income instruments and funds issued in the euro area. The flexibility of the equity exposure (ranging from 10 to 30%) is intended to increase returns while keeping risk levels under control in order to protect your capital.
FOCUS PLUS 50
Mix of opportunities and risk control
The strategy is suited to investors looking to grow their capital over the medium-long term with a medium risk profile, investing in a balanced portfolio of equities and bonds that allows to benefit from the returns offered by equity and fixed-income markets. The goal is to outperform the benchmark through a dynamic allocation among different asset classes with the possibility to select the best opportunities available on international markets with a mix of instruments and funds. The fixed-income component of the portfolio has an average/high credit rating.
FOCUS PLUS ITALIA
Awareness of a dynamic choice (Italy)
The strategy focuses on the Italian market, picking Italian equities with potential that is either untapped or not yet appreciated by the market. It is suited to investors with a long time horizon. The flexibility of the equity exposure, which can range from 60% to 100%, allows to benefit from the market’s dynamism while curbing the level of relative volatility. The portfolio also invests to a lesser extent in government and corporate fixed-income instruments and funds with medium-high credit rating.